Sipho Ngcai is the Acting Group Executive for Business Development Services at the Small Enterprise Development and Finance Agency (SEDFA) in South Africa. With over 15 years of expertise in enterprise development, his career has focused on empowering SMEs through strategic programmes and funding initiatives. Prior to his current role, he held senior positions at the Small Enterprise Development Agency (Seda), including leading the technology programme and heading technology business incubation—supporting entrepreneurs to innovate and scale. Sipho holds an MBA and is pursuing a PhD in Entrepreneurship. His passion lies in creating sustainable, scalable growth paths for small businesses across South Africa.